Appraisal services for Bothell and Snohomish County homeowners

Here are the top 7 reasons why WA homeowners call on LBH Appraisals :

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Snohomish county's assessment of your propertyvalue
  3. To lower a monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a WA divorce, when real estate property needs to be divided
  7. To settle an estate in WA by determining the true market value of real estate in question

Do you own a home in or near Bothell? Do you need help determining the value of your real estate?
Contact LBH Appraisals .

At LBH Appraisals , we understand the particular needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the customary "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at LBH Appraisals , will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. LBH Appraisals is seasoned in helping homeowners just like you do away with unneeded and unwanted PMI insurance.

Challenging Snohomish county's assessment of your property

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from LBH Appraisals is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. A professional appraisal from LBH Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from LBH Appraisals can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.